A 2004 U.S. Surgeon General report reveals that calcium, vitamin D, and exercise are important for women of all ages and life stages to maintain everyday bone health and prevent osteoporosis. By getting 1,000 mg of calcium a day, 200 International Units (IU) of vitamin D for adults under 50, and at least 30 minutes a day of weight bearing exercise, we can decrease the risk of developing of osteoporosis.

With VIACTIV® Calcium Soft Chews, we can help keep our bones healthy and strong. VIACTIV® Calcium Soft Chews are appropriate and beneficial for any individual over the age of four.Getting enough calcium in our diets is critical for building and maintaining strong, healthy bones and reducing the risk of osteoporosis.

Just one VIACTIV® Multi-Vitamin Chew daily provides the necessary vitamins to help promote immune health, energy activation, heart health, bone strength, skin health and eye health. Our body has its own nutritional “alphabetical order” and each vitamin and mineral helps nourish your body to promote its healthy function.

More products are available at VIACTIV.com such as VIACTIV® FLAVOR GLIDES™ Dietary Supplements, VIACTIV® for Teens Calcium Chews to help women health better.

You can save hundreds of dollars a year on your health insurance by spending just a few minutes shopping rates. Here’s how to do it …

Understand the Plans

First off you need to understand what health insurance plans are available so you can choose the right plan for your particular situation. The most popular plans are:

Indemnity plans – These plans, also known as fee-for-service plans, are the traditional health care plans whereby you pay a monthly premium to an insurance company and they reimburse you for your medical expenses. They cover your doctor visits, hospital fees, X-rays, lab tests, and prescription drug costs. They are the most expensive health care plans because there are no restrictions on the doctors and hospitals you may use.

These plans are best if you want to choose your own doctor and hospital and can afford the high premiums.

Managed health care plans (HMOs, PPOs, POSs) – With these plans you are assigned to a group of doctors and hospitals which you must use for your health care. They pay for your doctor visits, hospital fees, X-rays, lab tests, and prescription drug costs. They are cheaper than indemnity plans because you are restricted as to the doctors and hospitals you may use.

These plans are best if you want full health care coverage and don’t want to pay high premiums.

Major medical plans – These plans, also called catastrophic health plans, only pay for major hospital and medical expenses – hospital fees, surgical costs, X-rays, and lab tests . You pay for everything else such as routine doctor visits and prescription drug costs. They are cheaper than indemnity plans and managed health care plans because your health care is limited to major medical illnesses.

These plans are best if you’re in good health and want an inexpensive health care plan.

Visit an Insurance Comparison Website

With an insurance comparison website you can get quotes from a number of different companies on one site. You can then compare those quotes and choose the best plan with the cheapest rate. (See link below.)

As you compare quotes ask yourself the following questions to make sure you’re making an apples-to-apples comparison and are getting the best plan:

1. Is the policy guaranteed renewable?

2. Is there a prior health condition clause that restricts payments for a period of time?

3. Does the policy restrict coverage for pre-existing health conditions?

4. Are certain illnesses or medical procedures excluded?

5. Is there a maximum lifetime benefit?

6. What are the deductibles (the amount you pay before your insurer will pay)?

7. What are the co-payments (the amount you pay for each doctor visit)?

8. What is the coverage for emergency and out-patient care?